Our Services

Financial Solutions Built Around You

From savings and flexible loans to financial education, discover services designed to help you, your family, and your business grow with confidence.

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Branches

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Happy Customers

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Loans Issued

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Years of Experience

Explore Our Services

Tailored financial products for individuals, families, farmers and businesses across Rwanda.

Credit Services

Flexible loans for your needs

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Saving Services

Grow your savings securely

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Financial Education Services

Learn to manage your finances

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withdraw service

Convenient money withdrawals

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Banking You Can Trust

Licensed & Secure

A regulated microfinance institution operating under the supervision of the National Bank of Rwanda.

Fast Decisions

Straightforward applications and quick loan assessments so you get answers when you need them.

Built for Rwanda

Products designed around farmers, women, youth and local businesses — the communities we serve.

People First

Financial education and personal support to help you make confident, informed money decisions.

How to Apply for a Loan

A clear, transparent process from your first visit to receiving your funds.

1

Apply

Visit any branch or contact us to open an account and submit your loan request.

2

Assessment

Our team reviews your needs, activity and repayment capacity with a fair, personal evaluation.

3

Approval

Once approved, we agree on terms that work for you — clearly explained, no surprises.

4

Disbursement

Your funds are disbursed to your account, ready to grow your project or business.

Frequently Asked Questions

Visit any of our branches with a valid national ID to open an account. Our team will guide you through the simple membership process and help you choose the services that fit your needs.
We provide savings accounts, a range of loans (including agriculture, business, and construction credit), withdrawal services, and financial education to help our members manage and grow their money.
We operate branches in several districts across Rwanda. Visit our Contact Us page or call our team, and we will help you find the most convenient branch for you.
You can start a loan application by visiting any branch or contacting us. After you open an account, our team will assess your request and explain the available options and terms clearly before anything is finalized.

Ready to grow with CLECAM EJOHEZA?

Open an account, apply for a loan, or simply talk to our team about the right service for you.

Contact Us