Loan made to cater everything you need in life

Consumer loan is designed to cater for a wide range of personal borrowing needs including: education fees, wedding loan,event loan and other family needs 

Features and Benefits

• No additional security is required
• Credit scoring techniques applied
• It is based on regular monthly income i.e. salary, rental, pension
• Loans are of shorter duration
• Customer can use the monies for whatever purpose they wish.
• 4/5 working days processing period
• Payment period up to a maximum of 5 years

      The requirements for individual customers for vehicle loans are

• Completed Loan Application Form
• Pay slips for the last 3 months(1 current pay slip for top ups)
• Copy of valid identification documents (National ID for citizens, Passport for non-citizen)
• Marriage certificate/ Celibacy certificate/Divorce certificate
• Proof of your contribution by 20%
• For loan takeover from other Financial Institution
  1. Certificate of indebtedness or Loan Certficate
  2. Bank statement for the last 3 month
• For married customers:
  1. Copy of spouse’s National ID/Passport
  2. Upon approval of the loan, the client and his/her spouse co-sign the loan agreement; unless the marriage is under separation of property regime.

• Employment contract(probation period completed)/ Appointment Letter
• Salary assignment/Employer certificate confirming the account to which the salary is paid.
• 1. Provisional sale agreement
  2. Proforma invoice
• Valuation report + Photos
• Copy of the land document

         Consumer Products

• School fees loan : This is for parents/guardians who wish to finance the educational requirements of their young ones. It is also suitable for those employed who desire to pursue the education of their choice.
• Wedding Loan : That day is a lifetime memory and it is worth financing it. If you are short of funds to make it exceptional, we are behind your back to make your day a success you wished.

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