Loan made to cater everything you need in life
Consumer loan is designed to cater for a wide range of personal borrowing needs including: education fees, wedding loan,event loan and other family needs
Features and Benefits
- No additional security is required
- Credit scoring techniques applied
- It is based on regular monthly income i.e. salary, rental, pension
- Loans are of shorter duration
- Customer can use the monies for whatever purpose they wish.
- 4/5 working days processing period
- Payment period up to a maximum of 5 years
The requirements for individual customers for vehicle loans are
- Completed Loan Application Form
- Pay slips for the last 3 months(1 current pay slip for top ups)
- Copy of valid identification documents (National ID for citizens, Passport for non-citizen)
- Marriage certificate/ Celibacy certificate/Divorce certificate
- Proof of your contribution by 20%
- For loan takeover from other Financial Institution
- Certificate of indebtedness or Loan Certficate
- Bank statement for the last 3 month
- For married customers:
- Copy of spouse’s National ID/Passport
- Upon approval of the loan, the client and his/her spouse co-sign the loan agreement; unless the marriage is under separation of property regime.
- Employment contract(probation period completed)/ Appointment Letter
- Salary assignment/Employer certificate confirming the account to which the salary is paid.
-
- Provisional sale agreement
- Proforma invoice
- Valuation report + Photos
- Copy of the land document
Consumer Products
- School fees loan : This is for parents/guardians who wish to finance the educational requirements of their young ones. It is also suitable for those employed who desire to pursue the education of their choice.
- Wedding Loan : That day is a lifetime memory and it is worth financing it. If you are short of funds to make it exceptional, we are behind your back to make your day a success you wished.
Loan Calculator
